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The circle expanded quickly and covered the whole space of the hall, and then snow began falling from the circle.

She looked at Nick with eyes that asked, is this enough? He nodded, and she stopped her demonstration and returned to her seat under the stupefied gazes of her mates.

Brian only came to realize at this time that he had messed up; if he hadn\'t been so egotistical, he could have saved himself the shame and also the points.

But there was no use crying over spilled milk. He would have to go and meet her after this class and hand them over to her; he dared not think of cheating her.

"Now that that is out of the way, I will explain what magical circles and formations are.

In this world, there exists Mana all around us. Magical circles use Mana from around us and items as well in order to amplify the effect of a spell.

It is a build of intricate and carefully set up Mana lines and patterns that draw out the Mana around it to amplify the base spell engraved in it.

Now we have wasted enough time, but your assignment for next class will be to read on formations and try to create your best formation.

I will be rewarding marks and points for it, so take it seriously," Nick said.

He ran into some more details about formations that would help with their assignment, and then the class was ended.

Before Silva could leave, Brian ran to their seat, but when he arrived, his throat nearly leaped out.

He saw Silva, Lia, Leah, Michael, Fay, Sage, and Aaron. These were all top tens of the academy, and their aura as they sat together made it hard for him to breathe. He struggled as sweat trickled down his face.

"Are you here to hand over your points?" Silva asked.

Brian managed to nod yes, but he was still shaking.

"My sister Lia and I have discussed something that will help you.

You see, I\'ve decided to have eyes in all the classes and know what is happening. I can\'t be the top student and be ignorant about those under me.

So I need your help. A thousand points isn\'t something you can recover from easily, right? It will take a toll on you.

The food you eat will be the base cafeteria meal, and that doesn\'t have the nutrients to really keep you going. Stale bread and water—it sounds dreadful.

You need the points for studies and feeding, so if we take them, you will have a very hard time, and your studies will suffer.

I\'m sure you don\'t want something as bad as that to happen, right?" Silva asked.

He pushed those images into Brian\'s head, making Brian see how dreadful it would be if he actually gave all his points now.

When Silva was certain that the idea had settled, he hit the nail on the head.

"So I have a proposal to help you. A thousand points—you can pay it over time, but there will be a constant one percent interest every three days.

So all you have to do is give her whatever you can, whenever you can, and it will slowly reduce, but be warned, the interest will still be the same.

What I mean is, the one percent interest is 10 points, no matter how much you have paid back. Even if all you have left to pay is one point, and you miss three days, you will owe eleven because of the interest.

Finally, for the mercy I have shown you, you will become my informant in your class. You will update me and give me regular information about key happenings.

How does that sound? It\'s a good deal, right? You get to keep your points and pay back little by little, without any hassle.

And you just have to inform me of happenings. That\'s definitely a good deal," Silva persuaded.

Because Brian\'s head was full of thoughts of how dreadful it would be to give all his points now, he quickly accepted the deal, thinking he had taken the best route here.

If only he knew he was signing his soul to the devil right now.

Silva took out a contract. It was a special type that bound the people by blood, and if anyone broke their part, they would receive a backlash and die.

He had bought a few from the stores the other day because he wanted to start making some moves. He could use a darkness contract spell, but that would be unorthodox.

Silva wrote the details of the deal and handed it to Brian. Brian read it and found nothing out of the ordinary, so he took a knife from his ring, closed his eyes, clenched his teeth, and cut his finger, allowing a drop of blood to rest on the paper.

Silva did the same. He took a blade and cut his finger with a smile, allowing his blood to drip onto the paper. The paper glowed and disintegrated into dust, meaning the deal was set.

"You can go now. Your interest will start after three days from now," Silva said.

Brian thanked Silva and left. After he left, Silva gave a happy chuckle.

"He\'s dumb," Leah pointed out.

"He couldn\'t see that Silva was making him a long-term slave, probably until the end of the academy," Sage said as well.

"How come?" Michael asked.

"Allow me to explain," Fay spoke up. She had watched her father work, so she knew certain things about business and deals.

"Ten points will be added to the points that boy owes every three days. I\'m guessing that the boy would want to pay in at least hundreds.

But to get up to a hundred, he would need a week or so, and he can\'t just give Silva everything, so it will take two weeks for him to pay a hundred.

What\'s more is that there are fourteen days in two weeks, and when divided by three, we have a figure with a remainder of two.

So that boy will have to give an additional forty points as interest, no matter what amount he brings.

But there\'s more. Let\'s look at it realistically."