Chapter 287: Chapter 287 - A Bigger Shocking News
"Of Course Not." William said with a crystal clear tone and straight iron like structure as if he wasn't the least bit imitated by his question.
"Oh! You're quite confident about that aren't you." Ramiel smiled, "If so then tell me, how has your family, which has only gotten its popularity in recent years was able to amass so much money in such a short time?"
William nodded as a smile came on his face, "Well for that I first have to ask, Do you know how much interest my bank gets from accounts that has loan from us?"
Ramiel nodded, "Yes, I do and that too also makes me think, how do you actually prosper when you only get so little interest?" He said and used William's own question to bait him instead.
"I will answer that to you with the same answer for the first one, But first let me say that, Most banks would have an interest rate of 12 to 24, 25 percent, right?" Ramiel nodded.
"And that amount may seem a little too much at the end but it is still considered normal for most people now, and that's where my bank comes in. The other banks would have the lowest amount of interest 12 or 11% but mine's at lowest is maybe 8 to 8.5%.
Even the higher rates which other banks would take goes 25 to 30%, mine will go to 15 or 16% and that too remember, is the highest." William said stacking his hands, "The highest it would go, and that's why my most people now are choosing my banks instead of the ones that already made a name for themselves and could be trusted much more then mine."
"Not only that, but when the contracts from the other banks to the end of the term, they confiscate everything the contracted has but mine doesn't."
"Yours doesn't?" Ramiel asked as he and almost all people who were watching the show had the same shocked reaction.
"Well doesn't is a strong word." William explained, "It's more like we give them some leeway's."
"So you extend the contract's time, right?" Ramiel asked.
"Yes, we do but not only that but we also put him in a contract where he would have to do some miscellaneous jobs for us until his debt is repaid."
"What kind of miscellaneous jobs?" Ramiel asked as his brows were raised.
"Well that depends… how much was the loan and how good is the person himself and what are his qualities. Depending on that we give him work that he himself will do and repay us slowly. And before you ask, we don't force him to work endless hours, it's the same hours as the law states."
"We may be sharks but we are sharks of the good side." William said as Ramiel laughed slightly until he realized something and asked, "So I understand what you are saying but I have a question that keeps bugging me about what you said just now."
"Well go on, I am here to answer your questions anyway."
"You said that you give work to people who can't pay their debts, so what I want to ask is that, do you also give them works that are dangerous… I mean those that need you to exterminate beasts and find items in dangerous places?"
William nodded, "Yes, we do."
"But isn't that more dangerous? Why would they go for your bank when they could sign contracts with other banks and still keep their lives?"
"Well… As I said before," William continued to explain, "My bank takes low interest and keeps the dogs from entering the house for some time by giving them other works.
Now tell me, will they chose a bank that would at the end, take away everything they have worked for or will they chose the one that already tells them that the end goal will be dangerous and gives them work when we are at a time when jobs are hard to find?"
Ramiel nodded heavily and said, "Well that is indeed a thought that… And this has turned into quite an advertisement, isn't it?" He said while laughing as William also joined him, "Hey, It was your questions anyway and as for me… It's my bank, of course I would advertise on live television."
Hearing him, Ramiel laughed out loud as the camera's put it at an angle that most people watching would laugh too seeing Ramiel's funny face.
"Well we will certainly get a lot more contract after this, won't we?" Delmar said and looked at Carl who was looking at the TV with a blank look, "At least curse out a little… It's boring seeing a man like you break down like that and not bite back at all."
But Carl still didn't say anything, so Delmar put his attention back at the TV.
"Alright then to my next question, How did you get your money?"
"What do you mean how?" William asked, Confused.
"I mean how did it all start? How did a family which didn't have any name whatsoever was able to establish so much?"
"Oh! That." William said, "That all started by getting this ticket." He said and put out a wrinkled old lottery ticket. Ramiel took it in his hands and carefully looked at it.
"This looks like a lottery ticket… but it's dated 5004." Ramiel asked.
"Of course, It's going to be that old. That is my Grandfather's 51st lottery ticket." William then said with a tease, "You didn't think that it would be my lottery ticket, right?"
Ramiel looked away in embarrassment as he gave the ticket back, "So it all happened because of this, how much did he get?"
"50 Million Dollars."
"50 Million!" Ramiel said shocked. Continue your adventure with m|v-l'e-NovelBin
"Yes, he did. But my grandfather was a… how do you say it… Yes, a man who always accounted his money. So he was careful with it and did not spend it on anything other than some small businesses that he thought would be beneficial in the future."
"And just as he thought, they were beneficial." Ramiel said.
William nodded, "Yes, they were very beneficial in the future and when my grandfather passed away, My father was the one who inherited everything and he had the thought of making a bank that would be able to help out the common subjects."
"So he sold out everything and created this bank that we are… now talking about."
Ramiel nodded and asked, "Your father… where is he?"
William's time for the Oscar act came as he made a sorrowful face and said, "That... Do you know the tremors that suddenly erupted a few days ago that had caused a lot of accidents in the kingdom?"
Ramiel nodded, "Yes I do." Then he frowned and said, "Do you mean to say that he too..."
"Yes… and Unfortunately he was not able to survive it."